Individual Disability Income Insurance
Supplement your group long-term disability coverage from Iowa State with voluntary individual disability income insurance from Principal Financial.
How It Works
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Answer a few questions
Fill out the quote request form so we can get to work gathering all your options with the best discounts and pricing. You can get back to your busy schedule while we do the leg work!
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Compare your rates
We will share the rates from Principal Financial, one of the top disability insurance carriers in the marketplace. You will be able to ask questions or adjust the coverage to fit your needs.
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Get covered
The application process will put you at ease as we guide you through the online questions. You will have your policy and income protected in no time!
Why buy an individual disability policy?
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Tax-free benefit
Your individual disability policy benefit is received tax-free if you were to ever go on claim. The policy from your employer is taxed, which can leave you significantly short of covering your pre-disability income.
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Portable
You own the individual policy and can take it with you if you leave your job. Your employer policy can not go with you if you change employers. This could leave you unable to get coverage altogether if your health situation changes
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You have control
You have control of the amount of coverage and additional riders on your individual policy. Your employer group policy can be changed or cancelled anytime leaving your with inadequate income protection.
Questions about your Iowa State disability insurance options?
Contact us here:
EMAIL
jeremy@momentinsure.com
PHONE
(402) 440-4962
